Syarat-syarat permohonan pinjaman pendidikan adalah seperti berikut:

1. Warganegara Malaysia;
2. Berumur tidak melebihi 45 tahun pada tarikh memohon;
3. Mendapat tawaran ke IPTA/ IPTS dan Politeknik dengan memenuhi syarat kelayakan masuk yang ditetapkan oleh Kementerian Pendidikan Malaysia dan Agensi Kelayakan Malaysia (MQA);
4. Kursus yang diikuti oleh pelajar IPTA/ IPTS dan Politeknik mestilah mendapat kelulusan daripada Kementerian Pendidikan Malaysia dan berdaftar dengan PTPTN;*
5. Bagi pelajar-pelajar IPTS, kursus yang diikuti mestilah mendapat Sijil Perakuan Akreditasi daripada Agensi Kelayakan Malaysia (MQA) dan masih di dalam tempoh sah laku semasa tarikh memohon;
6. Bagi pelajar yang mempunyai kelayakan berbeza pengesahan perlu diperolehi daripada jabatan atau agensi sebagaimana dinyatakan di atas;
7. Baki tempoh pengajian semasa membuat permohonan hendaklah tidak kurang dari satu (1) tahun;
8. Telah membuka akaun SSPN-i/ SSPN-i Plus**.

The terms of applying for an education loan are as follows:

1. Applicants must be a Malaysian citizen
2. Applicants must be 45 years and below at the time of application
3. Applicant must obtained an offer for admission into Public/Private HEI or Polytechnic and fulfilled the entry requirements set by the Ministry of Education and the Malaysian Qualifications Agency (MQA);
4. Courses enrolled by the student at Public/Private HEI or Polytechnic must obtained the approval from the Ministry of Education Malaysia and registered with PTPTN;
5. For Private HEI students, all courses enrolled must have obtained the Accreditation Certificate from the Malaysian Qualifications Agency (MQA). The course's Accreditation Certificate approval period must still be valid on the date of application;
6. For students with qualifications that differ from that stipulated, verification that the said qualification is equivalent to the required qualification must be obtained from the departments or agencies specified above;
7. The remaining period of study upon application must exceed one (1) year;
8. Applicants must have an SSPN-i/ SSPN-I Plus savings account before applying for PTPTN loan.

Maksimum

Sekiranya pelajar atau penjaga pelajar disenaraikan sebagai penerima Bantuan Sara Hidup Rakyat (BSH)

75% daripada pinjaman maksimum

Pendapatan keluarga tidak melebihi RM8,000 (tiada dalam data BSH)

50% daripada pinjaman maksimum

Pendapatan keluarga melebihi RM8,000 (tiada dalam data BSH)

Universiti Awam, Politeknik & Kolej komuniti

Integrasi/ Diploma

4,750

3,560

2,380

Ijazah Sarjana Muda (Sains)

6,650

4,990

3,330

Ijazah Sarjana Muda (Sastera)

6,180

4,630

3,090

Ijazah Sarjana (Master)

9,500

7,130

4,750

Doktor Falsafah (PhD)

24,700

18,530

12,350

Kursus Profesional

5,700

4,280

2,850

IPTS

Foundation

6,800

5,100

3,400

Diploma

6,800

5,100

3,400

Diploma (Farmasi, Pergigian & Sains Kesihatan)

12,750

9,560

6,380

Ijazah Sarjana Muda (Sains)

14,030

10,520

7,010

Ijazah Sarjana Muda (Sastera)

13,600

10,200

6,800

Ijazah Sarjana Muda (Farmasi, Pergigian & Sains Kesihatan)

17,000

12,750

8,500

Ijazah Sarjana Muda Perubatan (MBBS)

* 50,000

* 37,500

* 30,000

Universiti Awam & Politeknik

Diploma

4,750

Ijazah Sarjana Muda

6,180

Ijazah Sarjana (Master)

9,500

Doktor Falsafah (PhD)

24,700

Kursus Profesional

5,700

IPTS

Diploma

* 5,050

Ijazah Sarjana Muda

* 5,470

Maximum

If a student or parent/guardian is listed as a recipient of Household Living Aid (BSH)

75% of the maximum loan

Family income does not exceed RM8,000 (not in BSH data)

50% of the maximum loan

Family income over RM8,000 (not in BSH data)

4,750

3,560

2,380

Bachelor of Science)

6,650

4,990

3,330

Bachelor of Arts (Literature)

6,180

4,630

3,090

Master's degree

9,500

7,130

4,750

Doctor of Philosophy (PhD)

24,700

18,530

12,350

Professional Course

5,700

4,280

2,850

IPTS

Foundation

6,800

5,100

3,400

Diploma

6,800

5,100

3,400

Diploma (Pharmacy, Dentistry & Health Sciences)

12,750

9,560

6,380

Bachelor of Science)

14,030

10,520

7,010

Bachelor of Arts (Literature)

13,600

10,200

6,800

Bachelor's Degree (Pharmacy, Dental & Health Sciences)

17,000

12,750

8,500

Bachelor of Medicine (MBBS)

* 50,000

* 37,500

* 30,000

Public University & Polytechnic

Diploma

4,750

Degree

6,180

Master's degree

9,500

Doctor of Philosophy (PhD)

24,700

Professional Course

5,700

IPTS

Diploma

* 5,050

Degree

* 5,470